Forum Message

Topic: Reply
Posted by: Michael Ixer
Date/Time: 22/02/20 15:29:00

Mike. Yes some interesting thoughts. Some observations.. I agree the advantage in self funding is that one, or ones relatives, can select the most appropriate care home although, as you say, there is always the concern of exhausting the money supply and, if the home isn't on the local authority list, the elderly person may have to move: not a desirable situation. (There are care plan financial products that can mitigate this but I'm not sure of their practicalities or suitability for all.) Wealth these days is often mainly in their property and rental income is insufficient to sustain the fees. Selling at present has been difficult in some areas and the cladding problem, even if it isn't a fire risk, is clogging the market in flats as mortgage companies won't loan money: yet another issue. Continuing health care seems almost impossible to claim unless one's at death door: dementia and Alzheimer's are insufficient. Your idea of a tapering payment is interesting but there's still the issue that some homes are self funded only and those that take both self and local authority funded residents use the self funded to subsidise the lower rate for local authorities. That seems unfair, particular as there seem to be differences in the way authorities act; some, if the local social services stipulate someone should be placed in a home will pay the fees to the home and then recharge the fees to the self funding resident thus allowing payment at the lower rate. Perhaps Townshend et al had an insight to the future with My Generation  :-(


Entire Thread
TopicDate PostedPosted By
How Do We Solve the Care Crisis?07/02/20 18:17:00 Martine Guy
   Re:How Do We Solve the Care Crisis?07/02/20 19:18:00 Andy Pike
   Re:How Do We Solve the Care Crisis?07/02/20 19:20:00 Philippa Bond
      Reply07/02/20 19:33:00 Martine Guy
      Re:Re:How Do We Solve the Care Crisis?07/02/20 19:37:00 Ivonne Holliday
         Re:Re:Re:How Do We Solve the Care Crisis?07/02/20 20:11:00 Andy Pike
            Re:Re:Re:Re:How Do We Solve the Care Crisis?09/02/20 17:22:00 Bunny Payne
         Reply07/02/20 20:13:00 Martine Guy
            Re:Reply07/02/20 20:36:00 Ivonne Holliday
               Reply07/02/20 20:54:00 Martine Guy
                  Re:Reply07/02/20 21:42:00 Lucille Grant
                     Reply07/02/20 22:02:00 Martine Guy
                        Re:Reply08/02/20 01:28:00 Philippa Bond
                           Re:Re:Reply08/02/20 09:06:00 Lucille Grant
                              Re:Re:Re:Reply08/02/20 15:46:00 Philippa Bond
   Re:How Do We Solve the Care Crisis?09/02/20 15:46:00 Ruth Pates
   Re:How Do We Solve the Care Crisis?09/02/20 15:54:00 Ruth Pates
      Re:Re:How Do We Solve the Care Crisis?09/02/20 17:35:00 Bunny Payne
         Reply09/02/20 18:02:00 Martine Guy
            Re:Reply09/02/20 18:09:00 Ruth Pates
         Reply09/02/20 18:29:00 Michael Ixer
         Re:Re:Re:How Do We Solve the Care Crisis?09/02/20 19:44:00 Barbara Stevens
      Re:Re:How Do We Solve the Care Crisis?09/02/20 17:44:00 Caroline Whitehead
         Re:Re:Re:How Do We Solve the Care Crisis?09/02/20 18:07:00 Ruth Pates
            Reply09/02/20 19:20:00 Martine Guy
               Re:Reply09/02/20 19:39:00 Andy Pike
                  Reply09/02/20 20:00:00 Martine Guy
                     Re:Reply09/02/20 21:05:00 Andy Pike
                        Reply09/02/20 21:18:00 Martine Guy
                           Re:Reply09/02/20 21:23:00 Andy Pike
                              Reply09/02/20 21:38:00 Martine Guy
                              Reply09/02/20 22:07:00 Michael Ixer
                     Re:Reply09/02/20 21:37:00 Philippa Bond
                        Reply09/02/20 21:55:00 Martine Guy
                           Re:Reply19/02/20 22:13:00 Philippa Bond
                              Re:Re:Reply19/02/20 23:00:00 Philippa Bond
                              Reply19/02/20 23:08:00 Michael Ixer
                              Reply19/02/20 23:16:00 Martine Guy
   Reply20/02/20 09:35:00 Sean Hodges
   Re:How Do We Solve the Care Crisis?21/02/20 15:42:00 John Hawkes
      Reply21/02/20 17:14:00 Martine Guy
         Reply21/02/20 17:38:00 Martine Guy
         Re:Reply21/02/20 17:39:00 John Hawkes
            Re:Re:Reply21/02/20 17:41:00 John Hawkes
               Re:Re:Re:Reply21/02/20 18:16:00 Jonathan Callaway
                  Reply21/02/20 18:42:00 Martine Guy
               Re:Re:Re:Reply21/02/20 18:54:00 Philippa Bond
                  Re:Re:Re:Re:Reply21/02/20 19:00:00 Philippa Bond
                     Reply21/02/20 19:11:00 Martine Guy
                        Re:Reply21/02/20 19:15:00 Philippa Bond
                           Reply21/02/20 19:51:00 Martine Guy
                              Re:Reply21/02/20 21:07:00 Philippa Bond
                                 Reply21/02/20 21:48:00 Martine Guy
                                    Re:Reply22/02/20 08:58:00 Mike Warman
                                       Reply22/02/20 12:31:00 Martine Guy
                                       Reply22/02/20 15:29:00 Michael Ixer
                                          Re:Reply23/02/20 10:04:00 Philippa Bond
                                             Reply23/02/20 11:43:00 Michael Ixer
                                                Reply23/02/20 14:32:00 Martine Guy
                                                   Reply23/02/20 18:50:00 Michael Ixer
                                                      Re:Reply23/02/20 19:18:00 Jonathan Callaway
                                                         Reply23/02/20 20:06:00 Martine Guy
                                                         Re:Re:Reply23/02/20 22:49:00 Philippa Bond

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