Topic: | Reply | |
Posted by: | Michael Ixer | |
Date/Time: | 09/02/20 22:07:00 |
It will be interesting to see what the government comes up with regarding this. There are some financial products called care funding plans that exist. I'm not an expert but essentially one pays a lump some up front and care payments are paid until death. There's obviously the danger that one dies sooner than later and pays more in the lump sum than one would have spent in monthly fees but the advantage is one can protect the balance of ones wealth and not risk running out of money before death. The advantage with self funding is, provided one has sufficient resources, it's possible to select the home one likes - or one's relatives with PoA can for them - but if one runs out of money a council may require the person to move if the fees are above the rate that the LA is willing to pay. At the moment things vary between local authorities and getting CHC seems to be virtually impossible unless the person's virtually comatose. With regard to thee "right to buy" issue; I agree there's no difference between ex-council tenants and other property owners but I would note that as part of the RTB campaign the Thatcher government promoted home ownership and the acquisition of wealth that could be passed on to children; however, they omitted to stress the responsibilities they'd have such as paying service charges and contributing to their own care in old age. If a financial service company did that the FCA would be after them ... |
Topic | Date Posted | Posted By |
How Do We Solve the Care Crisis? | 07/02/20 18:17:00 | Martine Guy |
Re:How Do We Solve the Care Crisis? | 07/02/20 19:18:00 | Andy Pike |
Re:How Do We Solve the Care Crisis? | 07/02/20 19:20:00 | Philippa Bond |
Reply | 07/02/20 19:33:00 | Martine Guy |
Re:Re:How Do We Solve the Care Crisis? | 07/02/20 19:37:00 | Ivonne Holliday |
Re:Re:Re:How Do We Solve the Care Crisis? | 07/02/20 20:11:00 | Andy Pike |
Re:Re:Re:Re:How Do We Solve the Care Crisis? | 09/02/20 17:22:00 | Bunny Payne |
Reply | 07/02/20 20:13:00 | Martine Guy |
Re:Reply | 07/02/20 20:36:00 | Ivonne Holliday |
Reply | 07/02/20 20:54:00 | Martine Guy |
Re:Reply | 07/02/20 21:42:00 | Lucille Grant |
Reply | 07/02/20 22:02:00 | Martine Guy |
Re:Reply | 08/02/20 01:28:00 | Philippa Bond |
Re:Re:Reply | 08/02/20 09:06:00 | Lucille Grant |
Re:Re:Re:Reply | 08/02/20 15:46:00 | Philippa Bond |
Re:How Do We Solve the Care Crisis? | 09/02/20 15:46:00 | Ruth Pates |
Re:How Do We Solve the Care Crisis? | 09/02/20 15:54:00 | Ruth Pates |
Re:Re:How Do We Solve the Care Crisis? | 09/02/20 17:35:00 | Bunny Payne |
Reply | 09/02/20 18:02:00 | Martine Guy |
Re:Reply | 09/02/20 18:09:00 | Ruth Pates |
Reply | 09/02/20 18:29:00 | Michael Ixer |
Re:Re:Re:How Do We Solve the Care Crisis? | 09/02/20 19:44:00 | Barbara Stevens |
Re:Re:How Do We Solve the Care Crisis? | 09/02/20 17:44:00 | Caroline Whitehead |
Re:Re:Re:How Do We Solve the Care Crisis? | 09/02/20 18:07:00 | Ruth Pates |
Reply | 09/02/20 19:20:00 | Martine Guy |
Re:Reply | 09/02/20 19:39:00 | Andy Pike |
Reply | 09/02/20 20:00:00 | Martine Guy |
Re:Reply | 09/02/20 21:05:00 | Andy Pike |
Reply | 09/02/20 21:18:00 | Martine Guy |
Re:Reply | 09/02/20 21:23:00 | Andy Pike |
Reply | 09/02/20 21:38:00 | Martine Guy |
Reply | 09/02/20 22:07:00 | Michael Ixer |
Re:Reply | 09/02/20 21:37:00 | Philippa Bond |
Reply | 09/02/20 21:55:00 | Martine Guy |
Re:Reply | 19/02/20 22:13:00 | Philippa Bond |
Re:Re:Reply | 19/02/20 23:00:00 | Philippa Bond |
Reply | 19/02/20 23:08:00 | Michael Ixer |
Reply | 19/02/20 23:16:00 | Martine Guy |
Reply | 20/02/20 09:35:00 | Sean Hodges |
Re:How Do We Solve the Care Crisis? | 21/02/20 15:42:00 | John Hawkes |
Reply | 21/02/20 17:14:00 | Martine Guy |
Reply | 21/02/20 17:38:00 | Martine Guy |
Re:Reply | 21/02/20 17:39:00 | John Hawkes |
Re:Re:Reply | 21/02/20 17:41:00 | John Hawkes |
Re:Re:Re:Reply | 21/02/20 18:16:00 | Jonathan Callaway |
Reply | 21/02/20 18:42:00 | Martine Guy |
Re:Re:Re:Reply | 21/02/20 18:54:00 | Philippa Bond |
Re:Re:Re:Re:Reply | 21/02/20 19:00:00 | Philippa Bond |
Reply | 21/02/20 19:11:00 | Martine Guy |
Re:Reply | 21/02/20 19:15:00 | Philippa Bond |
Reply | 21/02/20 19:51:00 | Martine Guy |
Re:Reply | 21/02/20 21:07:00 | Philippa Bond |
Reply | 21/02/20 21:48:00 | Martine Guy |
Re:Reply | 22/02/20 08:58:00 | Mike Warman |
Reply | 22/02/20 12:31:00 | Martine Guy |
Reply | 22/02/20 15:29:00 | Michael Ixer |
Re:Reply | 23/02/20 10:04:00 | Philippa Bond |
Reply | 23/02/20 11:43:00 | Michael Ixer |
Reply | 23/02/20 14:32:00 | Martine Guy |
Reply | 23/02/20 18:50:00 | Michael Ixer |
Re:Reply | 23/02/20 19:18:00 | Jonathan Callaway |
Reply | 23/02/20 20:06:00 | Martine Guy |
Re:Re:Reply | 23/02/20 22:49:00 | Philippa Bond |